California Hard Money Lender
Fast Capital for
Real Estate Investors
Close deals in days, not weeks. Western Lending provides flexible hard money loans with direct access to capital and no bank red tape.
DRE# 02412708 · Licensed in California
California Hard Money Lender
Average Close
0 Days
Capital Deployed
$0M+
Max Loan-to-Value
0% LTV
Average Always First Position
0st TD
Loan Programs
Built for Real Estate Investors
Flexible structures, fast approvals, and common-sense underwriting across every deal type.
Fix & Flip
Flexible structures, fast approvals, and common-sense underwriting across every deal type.
Up to 90% LTC · 12-month termsBridge Loans
Gap financing between acquisitions, refi's, or stabilization events.
6–24 month terms · Flexible exitGround-Up Construction
New builds with draw schedules. Residential and small commercial.
Up to 70% of completed valueDSCR / Rental
Qualify on property cash flow, not personal income. 30-year fixed available.
No income docs requiredCommercial
Mixed-use, retail, office, and 5+ unit multi-family. Up to $10M.
Common-sense underwriting